Led by former Illinois Director of Insurance Jennifer Hammer - At JWHammer LLC, we specialize in guiding insurance companies through complex regulatory landscapes across all 50 states. Our team provides tailored solutions to ensure compliance and facilitate smooth operations within the insurance industry.
Insurance Regulation | Insurance Compliance | Regulatory Strategy | Government Affairs | NAIC | State Insurance Departments | Insurance Licensing | Market Conduct | Corporate Transactions | Managed Care | PBMs | Insurtech | Legislative Affairs | Project Management
Jennifer Hammer brings decades of experience working at the intersection of insurance regulation, public policy, and business strategy. As former Director of the Illinois Department of Insurance, Jennifer understands both the regulatory perspective and the operational realities facing insurers and other regulated entities.
JWHammer helps organizations navigate regulatory challenges, respond to examinations and inquiries, accelerate regulatory approvals, implement strategic initiatives, and build productive relationships with state insurance departments and policymakers.
Whether your organization is launching a new product, pursuing a certificate of authority, responding to a market conduct examination, navigating a corporate transaction, or advancing legislative priorities, JWHammer delivers practical, results-oriented solutions tailored to your business objectives.
Jennifer Hammer is a nationally recognized insurance regulatory leader with extensive experience in insurance law, regulation, public policy, and government affairs.
As Director of the Illinois Department of Insurance, she oversaw one of the nation's largest insurance markets, including market regulation, solvency, licensing, legal affairs, consumer services, enforcement, and receivership operations. She worked closely with insurance commissioners, regulators, legislators, and industry leaders across the country to improve regulatory processes and address emerging issues impacting the insurance marketplace.
Today, Jennifer leverages that experience to help clients successfully navigate regulatory complexity, reduce compliance risk, improve speed to market, and achieve strategic business objectives.
SERVICES
Regulatory Strategy & Advocacy
Strategic guidance on regulatory matters, regulator engagement, compliance challenges, and multi-state regulatory initiatives.
Licensing & Certificates of Authority
Support for new company formations, certificates of authority, producer licensing, MGA registration, and regulatory approvals.
Market Conduct & Financial Examinations
Examination preparation, regulator response, corrective action plans, remediation efforts, and ongoing compliance support.
NAIC & Multi-State Regulatory Affairs
Regulatory monitoring, advocacy, working group engagement, and strategic support on NAIC-related initiatives.
Legislative & Government Affairs
Legislative monitoring, stakeholder engagement, policy development, testimony preparation, and advocacy support.
Project Management & Operational Excellence
Implementation support, quality improvement initiatives, corrective action plans, regulatory readiness, and enterprise project management.
WHO WE SERVE
JWHammer provides consulting and regulatory strategy services to:
Property & Casualty Insurance Companies
Life Insurance Companies
Health Insurance Companies
Managed Care Organizations
Reinsurance Companies
Captive Insurance Companies
Risk Retention Groups
Insurance Agencies & Brokerages
Managing General Agents (MGAs)
Third-Party Administrators (TPAs)
Pharmacy Benefit Managers (PBMs)
Insurtech Companies
Warranty & Service Contract Providers
Premium Finance Companies
Self-Funded Health Plans
